Submitted by DC Insurance Services

Advocates in California have forwarded this note to us in the national office. While insurance laws differ from state to state, we would like to share this note with you, our members. We know that cancellation of homeowner's policies is a concern nationwide. Laws that prohibit this kind of discrimination are important in these kinds of situations. We encourage you to become familiar with the insurance laws in your state and to advocate for similar laws if your state does not have any.

We (DCI) recently intervened on behalf of a FCC Provider who received notice of cancellation on her homeowner's policy because she was doing child care in her home. We wrote the Insurance company and copied a section of the CA Dept of Insurance Code. This wording can be used for others who may experience the same problem.

(providers name) holds a FCC License. Under the laws of CA (Section 1597.40 of the Health and Safety Code), this is residential use of the property, not business use. She has further protection under Section 676.1 of the CA Insurance Code which addresses the arbitrary cancellation or refusal to renew homeowner's policies. It states that a company is subject to sanctions should they do so.

We received notice from the CA Dept of Ins. that the insurance company has withdrawn its cancellation notice.

Joseph S. Silverman, President

DC Insurance Services, Inc.

16601 Ventura Blvd. Ste 500

Encino, CA 91436

818-905-0311

fax 818-905-0311

email dcins@aol.com